Loss Prevention Library

Loss Prevention is a sound business practice that directly affects your profitability.

Current Issue:
	Diesel and Gasoline Exhaust: How to help protect your business and your employees

9 Leading Causes of Loss in Vehicle Businesses
Listed below are areas that have historically generated losses for vehicle businesses. Each loss category has related Loss Prevention bulletins designed to help you develop good loss prevention practices in your business.

1)	Auto Liability / Auto Collision
	Automobile safety recalls: How to respond to help keep your business and your customers protected Road testing customer autos Driver safety: Preventing common vehicle collisions Vehicle Maintenance Winter driving safety Don’t get personal: Advice on the coverage and use of personal autos Driver selection: Motor Vehicle Records Contract and non-contract drivers Youthful drivers - is your company exposed? Negligent entrustment Hitting the brakes on demos Furnished autos – Who’s driving your cars? Night driving Employee use of company autos: Uncontrollable? Dealers: Test drive procedures
2)	Workers Compensation
	Automotive lifts and safety Eight sure-fire ways to get an OSHA inspection New employee safety orientation Electrical safety Respiratory protection Tire explosions on the rise Lockout / tagout: Control of hazardous energy Wet cell batteries Hybrid vehicles: What you need to know Safety devices are designed to be used, not by-passed Drug-free workplace Use the right tool for the job Top 10 most frequently cited OSHA standards OSHA record keeping requirements Emergency shower and eyewash stations ...potential sight savers Controlling workers’ compensation costs: Part 1 of 2 Controlling workers compensation costs: Part 2 of 2
3)	Theft – Inventory & Employee
	Gone in 90 seconds - catalytic converter theft Video security and surveillance cameras Internet theft - are you prepared? Don’t lose cars to identity thieves Key control management Economic downturn fuels theft in aftermarket Premises security for dealers Disarmed alarms provide no protection Fraud and embezzlement Right out of your own backyard: "Watch and grab" thefts Video security and surveillance cameras
4)	Employment-related Practices
	Sexual harassment and discrimination Military reservists called to active duty Employment-related practices Do you really know who you are hiring? Investigation of harassment complaints is essential
5)	Fire
	Avoiding fire losses while servicing gasoline tanks Tire retreaders: Preventing chamber fires Fire: A quick way out of business Fires spread quickly and burn hot. . . courtesy of flammable liquids Safe welding and cutting Working safely with compressed gasses
6)	Products & Completed Operations
	Completed operations and product liability risks: How to avoid the $1 million dollar brake job Imported products liability Routine vehicle maintenance – opportunity for profit...or loss Wheel off! Road testing customer autos Automotive tire recalls concluded…but liability rolls on Modifying trucks and SUVs increases liability hazard
7)	Statute and Title Errors & Omissions
	Regulation Z disclosures - when do you give the customer a copy? Spot deliveries Third Party Product Disclosures: What belongs on Line 1 ? A spot delivery gone bad; lessons to be learned Salvaged vehicles on your lot – can you spot them? Statute and Title Errors & Omissions Dealers: A deal is a deal?
8)	Premises Liability
	Winter comes every year Slip and fall hazards Playground popularity – cause for concern Premises liability Snow and ice loads and other winter hazards Liability exposures: Use of subcontractors
9)	Protecting Your Business
	Pollution: Does it have to be a dirty word? Dealer Plate Access Control Systems Red Flags Rule “Fast Facts” for Auto Dealers Warning: Tenants and landlords may be hazardous to your business Disaster preparedness - plan to survive Satellite Radio: Beware of the content Violence in the workplace, coming to a location near you? “Large cash transactions ... the IRS needs to know” "Hot" topics in your business: service, parts, body shop Binding arbitration - employment Springtime thunderstorms bring dangerous lightning OFAC compliance: Information from the US department of the Treasury Emergency response planning for your business, Part 1 Emergency response planning – Part 2 DOT requires alcohol testing Faxing unsolicited ads to customers? Self-inspection: Helping yourself stay in business Complying with the telemarketing sales rule Safeguarding the privacy of your customers’ information - Your legal obligations Protecting your assets ... don't leave it to chance